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Tier four is considered for elite real estate investors who have accomplished 15 or extra flips in the last 12 months. At Lima One Capital the curiosity rates and phrases on our brief term product, the FixNFlip, start at 12% and go as low as 7.99% based on borrower expertise. Tier 3 is for the extra skilled traders who have accomplished 5 or extra flips within the last 24 months. Borrower experience is defined as the variety of completed flips in the last 12-24 months, even deals that weren’t financed by Lima One Capital! Tier 1 is designated as borrowers who've never accomplished a flip or have completed one deal. Tier 2 provides an curiosity fee of 11% to borrowers who've accomplished 2-4 offers within the final 24 months. Once more these deals don’t must be financed by Lima One Capital so long as they had been accomplished and flipped in the last 12-24 months!