Hard Money Loans In California

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- Income is said and not verified.
- Buy, charge and time period, or cash out refinance. Undocumented aliens with ITIN numbers are not allowed below this program.
- Documented potential to repay could also be applicable beneath sure eventualities.
- US residents, everlasting resident aliens, and international nationals with legitimate passport and US visa are allowed.
- $5,000,000 maximum mortgage quantity.
- 500 minimal credit score rating required.
- Up to 65% mortgage-to-value for cash-out refinances (see pointers).
- SFR, PUDs, condos, townhouses, and 2-four models allowed.
- Proprietor-consumer, second home or investment properties.
- Combined-use residential property with industrial affect allowed on case-by-case foundation.
- $100,000 minimum loan amount.
- Up to 70% mortgage-to-value for purchases and fee/time period refinances (see tips).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance. - Property should be situated within the State of California.
- No prepayment penalty.




To download underwriting guidelines

for our arduous money loan program:
- Out there as a 5/1 ARM or 7/1 ARM solely, amortized over 30 years.

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