Hard Money Loans In California

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- Income is said and never verified.
- Purchase, price and time period, or money out refinance. Undocumented aliens with ITIN numbers aren't allowed beneath this program.
- Documented ability to repay could also be applicable under sure eventualities.
- US residents, permanent resident aliens, and foreign nationals with legitimate passport and US visa are allowed.
- $5,000,000 most loan amount.
- 500 minimal credit score score required.
- As much as 65% loan-to-worth for money-out refinances (see pointers).
- SFR, PUDs, condos, townhouses, and 2-4 items allowed.
- Owner-consumer, second home or hard money loans bad credit investment properties.
- Combined-use residential property with business affect allowed on case-by-case basis.
- $100,000 minimal mortgage quantity.
- Up to 70% loan-to-value for purchases and rate/time period refinances (see tips).
- No reserves required.


- All loans require impounding of property taxes and hazard insurance. - Property must be located in the State of California.
- No prepayment penalty.




To obtain underwriting tips

for our exhausting hard money loans ca loan program:
- Available as a 5/1 ARM or 7/1 ARM only, amortized over 30 years.

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