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The lender that wishes to foreclose must personally contact (or meet the necessities for making an attempt to contact) borrowers to discover choices for avoiding foreclosure 30 days earlier than recording the notice of default. The notice of sale can also be posted on the property, in a public place, and published in a newspaper. The foreclosing get together then data a 3-month notice of default within the county recorder's office and mails a duplicate to the borrowers within ten enterprise days following recordation.<br>

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