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- Revenue is said and not verified.
- Purchase, hard money loans sacramento charge and term, or cash out refinance. Undocumented aliens with ITIN numbers should not allowed below this program.
- Documented capacity to repay may be relevant underneath sure scenarios.
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- SFR, PUDs, condos, townhouses, and 2-4 units allowed.
- Owner-person, second house or funding properties.
- Combined-use residential property with industrial affect allowed on case-by-case foundation.
- $100,000 minimum mortgage quantity.
- As much as 70% loan-to-value for purchases and charge/time period refinances (see guidelines).
- No reserves required.


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- No prepayment penalty.




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