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The sale date cannot be earlier than three months and 20 days after the recording date of the discover of default. After three months expires (or up to five days prior), the foreclosing social gathering information a discover of sale and mails a replica to the borrowers at the least 20 days before the sale date. California is one of some states that have a type of grace period built into the foreclosure process. The lender that desires to foreclose should personally contact (or meet the necessities for trying to contact) borrowers to discover choices for avoiding foreclosure 30 days earlier than recording the notice of default. The discover of sale can be posted on the property, in a public place, and published in a newspaper. The foreclosing get together then information a three-month notice of default within the county recorder's workplace and mails a copy to the borrowers within ten business days following recordation.